Roofing is our primary trade. American Prime General Construction is a veteran-led general contractor that self-performs roofing and carries storm jobs through to full reconstruction when damage runs deeper. We work Plano out of our office at 2100 N Greenville Ave, Ste 106 in Richardson.
Plano’s housing arrived in cohorts, and that shapes every roofing conversation here. The median Plano home was built in 1993, and 50.3% of the city’s 117,686 housing units — 59,157 of them — went up between 1980 and 1999 (ACS 2020–2024, B25035; B25034). Those homes are now 27 to 46 years old.
Whole streets reach the end of a roof’s service life at once, and a hailstorm arrives to settle the question. The work is separating storm damage from age in writing, with dated photographs tied to a recorded event, before the claim window closes.
Schedule a Property Damage Assessment Call 469-888-8326
Roofing and Storm Restoration Services in Plano
- Roofing inspections, repair, and replacement
- Hail and wind damage restoration
- Tornado damage reconstruction
- Fire-damage build-back
- Water-damage build-back
- Mitigation and remediation partner coordination
- Interior reconstruction
- Exterior reconstruction
- Construction estimates and documentation
- General contracting and project supervision
Plano’s storm record, by date
These are events the National Centers for Environmental Information recorded in and around Plano, each linked to its entry in NOAA’s Storm Events Database. Wind magnitudes are recorded in knots; mph below is converted.
- March 23, 2016 — the storm Plano is still measured against. NOAA recorded 1.75 in. hail at Plano with $150 million in property damage: golf-ball hail “near the intersection of Parker Road and Dallas North Tollway” that “shattered windows in cars, homes, and businesses” (NOAA 625147). NBC 5 called it the costliest DFW storm of 2016, at more than $1 billion, with “hundreds of homes and thousands of cars” hit in Plano (NBC 5 DFW).
- April 11, 2016 — 2.50 in. hail two miles north-northeast of Plano (NOAA 629530), the day 4.25 in. hail penetrated roofs in southeast Wylie and photogrammetry put one stone there at 5.25 in. (NOAA 628750, NOAA 633035). The Weather Service records 80% of Wylie homes affected and damage over $300 million (NWS Fort Worth).
- April 21, 2017 and March 24, 2019 — 1.75 in. hail at Plano, $120,000 recorded in 2017 (NOAA 695483, NOAA 813192).
- April 20, 2023 — 3.00 in. hail a mile south-southeast of Plano (NOAA 1096703).
- May 19, 2023 — the Collin County hail event. A 2.50 in. stone was measured near Greenville Avenue and Exchange Parkway in Allen, $400 million recorded, with a 2.00 in. Allen report at $200 million (NOAA 1100485, NOAA 1100483). Cleanup ran across Plano, The Colony, Frisco and Allen (NBC 5 DFW); a roofer told FOX 4 “The hail actually broke the batting of the shingle” (FOX 4).
- May 28, 2024 — a 96 mph windstorm on the Richardson–Plano line. NOAA logged an 83 kt gust from Richardson toward Rose Hill (NOAA 1186742) and a 61 kt (70 mph) event in Plano where “2 ft diameter trees and light poles down at Legacy Dr and Independence Pkwy” (NOAA 1186762). FOX 4 reported Prestonwood Baptist Church’s worship center lost a side of the building (FOX 4).
Two patterns matter. Plano’s largest recorded losses are hail, not wind, and the biggest stones often land just outside the city limits in Wylie or Allen while Plano roofs take the 1.75 to 3.00 in. range that ruins shingles without breaking windows. NOAA’s figures are database estimates, not verified insured losses, which is why NBC 5’s billion-dollar total and NOAA’s $150 million Plano segment for March 2016 are both reported rather than reconciled (NOAA detail files).
Why roofing in Plano is different
Plano has 117,686 housing units and 290,594 residents, 59.8% of units are single-family detached and the median owner value is $465,900 (ACS B25001; B01003; B25024; B25077).
The stock came in waves. By decade: 33,707 units in the 1990s, 25,450 in the 1980s, 20,689 in the 2000s, 16,250 in the 1970s, and only 2,078 since 2020 (B25034). Replacement demand arrives in synchronized cohorts, which is why one hail event puts a whole subdivision in the same conversation at once.
Second and third roofs, not first ones. With 40.0% of units built before 1990, most Plano roofs we inspect are on their second or third covering, so a carrier can point at age. Dated photographs tied to a recorded storm are what separate the two.
It is a grid city, and the grid shows. The city’s plan puts it plainly: “Most of Plano’s residential development occurred between the 1960s and the 2000s in neighborhoods based on a one-mile grid” (Plano Comprehensive Plan). Roof pitch, ventilation detailing and shingle vintage run consistent within a grid square, then change at the arterial.
Roofing permits and inspections in Plano
Plano’s Building Inspections Department handles reroof permits at 1520 Avenue K, Suite 140.
- The city’s own two documents disagree on whether small reroofs need a permit. Plano’s Re-Roof Residential Permit Requirements handout states “Re-roof work not exceeding 25% of the roof does not require a permit” (handout FM624RY003 REV. 09/16/16), while the city’s Certification of Final Roof Installation states “a roof permit is required on all re-roof projects” (Re-Roof Final Certification). We do not pick a winner. The handout cites the 2015 IRC as amended by Ordinance 2016-3-12, Plano now enforces the 2024 IRC, and the current ordinance’s amended R105.2 exempt-work list has no roofing exemption (Ord. 2025-6-15). Treat the 25% figure as outdated and confirm with Building Inspections at 972-941-7140; neither document states a dollar threshold.
- The fee is a documented flat $75. The schedule lists RE-ROOF RESIDENTIAL at $75.00 — Ordinance No. 2025-11-4, Exhibit A, effective January 2, 2026 (Plano fee schedule, Ord. 2025-11-4). It is flat rather than valuation-based, and re-inspections run $75 to $150 — city fees only, not a quote for the work.
- Contractors must register with the city, at $100 a year. The registration handout puts roof companies in the General Contractor category — which “Includes: General, Concrete, Demolition, Fence, Foundation, Pool, Roof & Sign Companies” — at a “General Contractor annual fee of $100.00” renewed yearly (Contractor Registration Requirements). A homeowner on their own homestead need not register. No insurance minimum is published for the category — R105.3 requires insurance proof only of electrical, irrigation, mechanical and plumbing contractors — so verify coverage directly rather than infer it (Ord. 2025-6-15).
- Plano has a partial inspection, but only for some coverings. The handout requires a partial final at the underlayment stage only for metal panel, metal shingle, and concrete and clay tile. A composition shingle reroof gets a final only, with no mid-roof, decking or nailing stage — and that final goes inside: effective 6-1-2003 it “will now also require an attic inspection to verify vent piping thru the roof, rafters in position and water heater and a/c exhaust vents reinstalled properly” (Plano re-roof handout). The city also lets its final be waived when the contractor submits a signed Certification of Final Roof Installation to buildingpermits@plano.gov or fax 972-941-7187 (Re-Roof Final Certification).
- The 2024 International Residential Code applies, adopted with Plano amendments by Ordinance No. 2025-6-15 effective August 1, 2025, with the 2023 NEC (Building Codes & Ordinances).
- Handout rules that surprise homeowners. Wood shake, slate, clay, cement and asbestos-cement coverings must be removed, not roofed over; rotten decking and rafters replaced; repair shingles minimum Class C; non-combustible underlayment under metal, concrete and clay tile; and pre-January 18, 1988 roof systems handled under Plano’s local R905.1 amendment (Plano re-roof handout) — citations there are to the 2015 IRC, so verify each against the 2024 code.
Unlike Dallas, Plano publishes no reroof debris-disposal requirement, and permit status is tracked in the city’s eTRAKiT portal. Fees and requirements above were reviewed in September 2026; confirm current amounts and the permit-threshold question with the city before relying on them.
Neighborhoods we cover in Plano
We work the whole city, and Plano’s practical roofing restriction is usually not the city — it is the HOA. The city’s re-roof handout tells homeowners to contact their association about deed restrictions, and 264 neighborhood organizations are registered with Plano, most of them mandatory or voluntary HOAs (re-roof handout; Registered Neighborhoods).
Registered neighborhoods we cover include Hunters Glen III and VIII, Whiffletree V through VII, Old Shepard Place, Preston Meadow I and II, Willow Bend West V, Pebble Brook at Willow Bend, Glenridge Estates, Forest Creek Estates, Cypress Creek Estates, Normandy Estates, Springcreek Parkway, Estates at Russell Creek and Woodlands of Plano (Registered Neighborhoods). The registry carries no build-year field, so we do not assign those neighborhoods an era we cannot source.
Where the city does document an era, from Plano’s Heritage Preservation Plan 2024 Update: Haggard Addition was Plano’s first platted subdivision, in the “1920–1958: Small Town Plano” era; the Douglass Community is where Plano’s African American community began establishing itself around 1900; Old Towne and Briarwood Estates came with the eastward expansion after Central Expressway was completed in 1958, the plan’s “1958–1985: Plano Welcomes Growth” era; Dallas North Estates with the post-1958 push west across the expressway; and postwar, Fox & Jacobs built “small, affordable starter homes for families” here (Heritage Preservation Plan 2024 Update). Legacy Town Center opened in 2002, Legacy West in 2017, and Eastside Village grew around the Downtown DART station that opened in 2003.
Designated districts. Plano has locally designated districts at Haggard Park and Downtown, plus Heritage Landmarks (Designated Sites and Districts). No published roofing-material review standard for those districts was located, so if your property sits inside one, ask the city what applies before ordering material.
One Richardson-Based Contractor for the Whole Recovery
Plano’s 1980s and 1990s subdivisions were built to a standard, and the reconstruction should match it. We scope roofing systems, exterior finishes and interior damage in detail so the repair restores the home to that standard.
We inspect and scope the construction damage, coordinate qualified mitigation and remediation professionals when specialized services are required, and manage the reconstruction through completion. Learn more about our storm restoration services and complete build-back work, or contact us.
We also serve nearby communities including Richardson, Allen, Frisco, Murphy.
Frequently Asked Questions
My roof is 30 years old. Can it still be a storm claim in Plano?
Yes, and in Plano that is the common case: the median home was built in 1993 and 40.0% of units predate 1990. The question is whether a recorded event damaged it — NOAA logged 3.00 in. hail just south-southeast of Plano in April 2023 and a 96 mph gust on the Richardson–Plano line in May 2024. We document the storm date, the damage and the age condition separately so the two are not confused.
Do you provide fire and water reconstruction in Plano?
Yes. APGC provides complete interior and exterior reconstruction after the required mitigation or remediation work has been completed.
Can you help document the construction scope for my insurance claim?
Yes. We provide photographs, measurements, construction estimates, repair scopes, material specifications, and technical explanations related to the reconstruction work. We do not act as a public insurance adjuster.
What roofing materials hold up best in Plano?
Plano’s recorded losses are dominated by hail in the 1.75 to 3.00 in. range, so impact resistance and correct edge, ridge and flashing detailing both matter. We can review impact-resistant shingle classes and the discounts some carriers attach to them. In Plano the binding material restriction is often your HOA’s deed restrictions, which the city’s handout tells homeowners to check.
Do you perform mitigation and remediation in Plano?
Specialized mitigation and remediation work is performed by qualified service providers. APGC coordinates those services with the overall project and manages the repair and build-back portions of the work.
Do I need a permit to replace my roof in Plano, and what does it cost?
The city’s Certification of Final Roof Installation says a roof permit is required on all re-roof projects, while an older handout references a 25%-of-roof exemption. That handout is dated 09/16/16 and cites the 2015 IRC, and the current ordinance’s exempt-work list has no roofing entry, so treat the 25% figure as outdated and confirm with Building Inspections at 972-941-7140. The fee is documented: RE-ROOF RESIDENTIAL is a flat $75.00 under Ordinance No. 2025-11-4, effective January 2, 2026.
What inspections does Plano require on a reroof?
It depends on the covering. A partial final at the underlayment stage is required only for metal panel, metal shingle, and concrete and clay tile. Composition shingle gets a final only, with no mid-roof or decking stage, and that final includes an attic check for vent piping through the roof, rafters in position and exhaust vents reinstalled properly. Plano also lets the city final be waived when the contractor certifies the installation in writing.